Mississippi Contractor License FAQ

You are required to have a contractor’s license if you are performing new construction of $50,000 or more. You are also required to have a license if you perform remodel or roof construction over $10,000.

The NASCLA exam will allow you to achieve a Building Construction license. This allows the contractor to build, modify, an bid on commercial or residential construction. 

The Mississippi contractor license application requires proof of general liability insurance. The general liability insurance must show a minimum coverage of $300,000 per occurrence and $600,000 aggregate. 

In the case that your contractor business in Mississippi has five or more employees, you must have workers compensation insurance. 

The contractor license application requires 3 letters of reference. 1 of the 3 letters must be from the bank or financial institution. 2 of the 3 letters of reference can be from anyone you have worked with or for on construction related projects. 

The Mississippi contractor license application notes to list at least 3 projects completed in the requested classification. 

License applicants must have a net worth of $50,000 to obtain a Building Construction license in Mississippi. 

The contractor application fee is $400. There is an additional $100 for specialty licenses you may be applying for. 

The NASCLA exam fee is $130. There is also a $35 application fee. 

The Mississippi Business and Law exam must be taken after the NASCLA exam to obtain your contractor license. First you must pass the NASCLA exam as your trades exam. Then you will need to pass the Business and Law exam. This exam is easier than the NASCLA as it is a single book, open book exam. You may also tab and highlight in the book. This exam is designed to get you familiar with the rules and regulations in Mississippi. 

The Mississippi Business and Law exam has a $120 sign up fee.